One of my fren, unfortunately, he accident and died..im so sad..and he didnt buy insurance for tat..his family's burden is more heavier than previous time..and juz wanna ask the members from here..izit insurance important 4 u?

Im guessing as in life insurance due to the given story? sorry to hear that by the way. Honestly that is tough to say because I honestly believe buying life insurance is sorta taboo if you know what I mean...since it only applies when you pass. It helps out the ones that still among us but then again, you would have to ask yourself would you want to spend the money lets say for example your brother died for you know.

this isn't suppose to sound insincere or offensive in any way, just stating my piece of mind on this sensitive topic.

I'm sure it's a complicated, sensitive and emotional experience to have to go through life insurance and the passing of a friend. If someone in my family suddenly passes and were given more cash than any lottery offered, my first reaction would be to not want the money, because it feels like the amount of money given to you is the worth of the person who passed away, and that to me is depressing. As well, I would be hesitant to use the money freely like I would money that I have earned over the years. But if you think about it, it was planned in a way for the person who passed to give you or your family the money because they want you to be able to live without them. To them, it's kind of like protection or support you get even if the person isn't with you. S

o to me, it's a mixed bag of feelings. I have had family members pass away but the responsibility of inheriting insurance money from a deceased family member is something I've never experienced. Those are just some of my thoughts. My condolences to your friend and family.